The Cost of Dental Crowns with Insurance: How to Save on Treatment

1. Understanding Dental Crowns

A dental crown is a cap that completely covers a damaged or decayed tooth. Crowns are used when a tooth is too weak to support fillings or has been severely damaged by trauma or decay. They are made of durable materials such as porcelain, ceramic, or metal, designed to restore the tooth's shape, size, and functionality.

The purpose of a crown is to strengthen the tooth, protect it from further damage, and improve its appearance. Crowns are commonly used for back teeth that are under greater pressure, but they can be used for front teeth as well, particularly when aesthetics are a concern. While crowns can be expensive, they are a valuable investment in maintaining oral health and preventing further dental issues.

2. How Insurance Affects the Cost of Dental Crowns

Dental insurance can help reduce the cost of dental crowns, but the extent of coverage depends on your specific plan. Most dental insurance plans cover a portion of the cost of crowns, typically between 50% to 80%, depending on the reason for the crown and whether it is considered medically necessary or cosmetic.

It’s important to review your policy and confirm whether dental crowns are included under your benefits. Some plans may only cover crowns for certain conditions, like after a root canal, while others may cover the crown placement for cosmetic purposes if the tooth is significantly damaged. In addition, many insurance plans have annual maximums, meaning they will only cover a certain amount per year for dental treatments.

3. Average Cost of Dental Crowns with Insurance

The average cost of a dental crown ranges from $800 to $1,500 per tooth without insurance. However, with dental insurance, the cost can be significantly reduced. Typically, insurance will cover anywhere from 50% to 80% of the total cost, so patients can expect to pay anywhere from $300 to $700 out-of-pocket depending on their insurance coverage and the type of crown selected.

For example, a ceramic crown can be more expensive than a metal crown, and some types of crowns, like porcelain-fused-to-metal crowns, may have a higher cost than full metal crowns. It's crucial to contact your dental insurance provider and get a breakdown of how much your specific plan will cover for crowns, as prices can vary widely depending on your policy.

4. Factors That Affect the Cost of Dental Crowns

The cost of dental crowns can be influenced by several factors, including:

• Material: Crowns come in different materials such as porcelain, ceramic, metal, or a combination of materials. Porcelain crowns are typically more expensive than metal crowns due to their aesthetic qualities.
• Location: The cost of dental crowns may vary depending on where you live. For example, dental services in urban areas or locations with a higher cost of living tend to be more expensive than in rural areas.
• Dental Practice: Different dental offices may have varying pricing structures based on their location, reputation, and level of expertise. It’s also worth noting that dental specialists, such as prosthodontists, may charge higher fees for crowns compared to general dentists.
• Type of Crown: Full porcelain crowns, while aesthetically pleasing, are more costly than metal crowns or porcelain-fused-to-metal crowns. Full metal crowns, which are durable and commonly used for back teeth, tend to be the least expensive option.
• Procedure Complexity: If additional treatments, such as a root canal, are required before placing the crown, the total cost will increase due to the added procedures and time involved.

By understanding these factors, you can better plan for the cost of your dental crown and manage your expenses accordingly.

5. Real-Life Case Stories of Dental Crowns

Take Sarah, for example. After a traumatic accident, she needed a dental crown to restore her damaged tooth. With dental insurance, Sarah was able to get a full ceramic crown for around $500 out of pocket. The procedure was seamless, and the crown looked and functioned just like her natural tooth. She’s been thrilled with the result and feels confident about her smile again.

John, on the other hand, had a cracked molar that required a crown. His insurance covered 70% of the cost, and he was left with only a $600 bill for a porcelain-fused-to-metal crown. His dentist explained the options, and John was happy with the coverage, knowing that he had a high-quality, durable solution to protect his tooth for years to come.

6. Why Choose Dentistry Toothtruth for Your Dental Care

At Dentistry Toothtruth, we believe in providing quality dental care while ensuring that you have a clear understanding of your treatment options and costs. Whether you're considering a dental crown or other restorative procedures, we are here to help guide you through the process and help you understand how your insurance can play a role in reducing costs.

If you're ready to learn more or schedule an appointment, visit Dentistry Toothtruth for all your dental care needs.